Back in December, I had a legitimate offer on my dad's house. I asked the attorney for Chase Mortgage if they would consider a short sale - taking less than the balance owed - to avoid the forclosure process. No answer. Even when I got the offer up to where Chase wouldn't lose a dime, the attorney wouldn't respond.
The foreclosure went forward, and the Sheriff's sale was scheduled for May 17. My real estate agent got involved, and found out that Chase would have taken the short sale back in December if only their attorney didn't have his head up his ass.
After jumping through several hoops, I'm very happy to report that Chase allowed us to sell the property and stave off foreclosure. Someone at Chase advocated for us, and the small loss they took (actually, if you back out the 'penalties', they made about $1500 more than was owed) was a lot less than if the property had gone to foreclosure.
One less thing off my plate.
I spent 2 1/2 hours cleaning the house after closing. I wonder what my brother was doing for the six months he was living there rent-free? Certainly not cleaning it, that's for damn sure.